Terms of Service

Last updated: 16 May 2026 Effective date: 16 May 2026

1. About these Terms

These Terms of Service (“Terms“) form a legally binding agreement between you and Peter Bui, trading as PBWebDev (“we“, “us“, “our“) in respect of the Learn Cardano brand and its associated properties.

These Terms apply to your access to and use of the following (collectively, the “Services“):

learncardano.io — including the Learn Cardano Podcast, blog, newsletter, courses, merch shop, comments, contact and interview booking pages, and wallet-connect features;
bounty-preview.learncardano.io and any successor production domain — the Cardano Bounties platform;
The Learn Cardano newsletter distributed via X Articles and email;
The interview booking service, including the Buy Me a Coffee fast-track tier;
Other content, communities, and services operated under the Learn Cardano brand that link to these Terms.

By accessing or using the Services, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Services.

2. Eligibility

You must be at least 16 years old to use the Services. By using the Services, you represent that:

You are at least 16 years of age;
You have the legal capacity to enter into a binding contract;
You are not barred from using the Services under the laws of Australia or any other applicable jurisdiction;
You are not located in, or a resident of, a country or on a list subject to comprehensive sanctions by Australia, the United States, or the United Nations;
All information you provide is accurate and up to date.

Certain Services (such as Cardano Bounties or merch purchases) may have additional age, residency, or compliance requirements.

3. Account registration

Some Services require an account. You agree to:

Provide accurate and complete registration information;
Keep your login credentials confidential and secure;
Notify us promptly of any unauthorised use of your account;
Be responsible for all activity that occurs under your account.

We reserve the right to suspend, restrict, or terminate accounts that violate these Terms, applicable law, or community standards, or where we reasonably suspect fraudulent or abusive activity.

4. Acceptable use

You agree not to:

Use the Services in any way that violates applicable law (including Australian consumer, privacy, intellectual property, and tax laws);
Post, transmit, or link to content that is unlawful, defamatory, harassing, threatening, hateful, sexually explicit, or that infringes the rights of others;
Impersonate any person or entity, or misrepresent your affiliation with any person or entity;
Attempt to gain unauthorised access to the Services, other users’ accounts, or any underlying systems;
Probe, scan, or test the vulnerability of the Services or attempt to bypass any security feature;
Use bots, scrapers, or automated tools to harvest content or data from the Services without our prior written consent;
Interfere with or disrupt the Services or any servers or networks connected to them;
Use the Services to distribute malware, phishing content, or unsolicited communications;
Use the Services to promote financial fraud, rug pulls, pump-and-dump schemes, scams, or any deceptive scheme targeting Cardano or crypto users;
Submit fraudulent bounty work, plagiarised submissions, or work generated solely to game payouts;
Engage in vote manipulation, sock-puppet accounts, or coordinated inauthentic behaviour;
Use the Services in any way that could damage the reputation of Learn Cardano, the ADAOZ stake pool, or the broader Cardano community.

We may investigate and take action against any suspected violation, including content removal, account suspension, and reporting to law enforcement.

5. User-generated content

The Services allow you to submit content — including comments, podcast feedback, bounty submissions, course discussion, and contact form messages (“User Content“).

5.1 Your responsibility

You are solely responsible for your User Content. You represent and warrant that:

You own or have all rights necessary to submit the User Content;
The User Content does not infringe any third-party rights (including copyright, trademark, privacy, or publicity rights);
The User Content does not breach Section 4 above.

5.2 Licence to us

By submitting User Content, you grant us a non-exclusive, worldwide, royalty-free, sublicensable, transferable licence to host, store, reproduce, modify (for formatting), adapt, publish, translate, distribute, display, and perform the User Content in connection with operating, promoting, and improving the Services. This licence continues for any User Content that remains publicly visible or that we are required to retain by law.

You retain ownership of your User Content.

5.3 Moderation

We may, but are not obliged to, review, moderate, edit, or remove User Content at our discretion. We are not responsible for User Content posted by users.

6. Cardano Bounties — additional terms

The Cardano Bounties platform connects bounty sponsors with contributors. The following additional terms apply when you use that platform.

6.1 Role of Learn Cardano

We operate the platform as a facilitator between sponsors and contributors. Unless we are expressly named as the sponsor of a specific bounty, we are not the employer, contractor, or counterparty of any contributor and we do not warrant the legitimacy or solvency of any sponsor.

6.2 Bounty postings

Sponsors are responsible for the accuracy of their bounty descriptions, eligibility requirements, deliverables, deadlines, evaluation criteria, and payout terms. Contributors should review these carefully before submitting work.

6.3 Submissions and payouts

Submissions must be your own original work (or properly licensed work with appropriate attribution).
Payouts are made by the sponsor, typically in ADA, native Cardano tokens, or other agreed assets, to the wallet address you nominate.
Once a payout is made on-chain, it is final and irreversible — blockchain transactions cannot be reversed by us, the sponsor, or any third party.
You are responsible for any tax obligations arising from bounty payouts in your jurisdiction.

6.4 Disputes

Disputes between sponsors and contributors should first be resolved between the parties directly. We may, at our discretion, assist with informal mediation but are not obliged to do so and our decisions are not binding on the parties.

6.5 Platform fees

We may apply platform fees to bounties. Any applicable fees will be clearly disclosed on the platform before you create or accept a bounty.

7. Interview bookings and Buy Me a Coffee fast-track

7.1 Booking

Submitting an interview booking request is an expression of interest, not a guaranteed booking. We retain full editorial discretion to accept, decline, reschedule, or end an interview at any time.

7.2 Editorial independence

Interviews are conducted under Learn Cardano’s editorial standards. Paying a fast-track fee via Buy Me a Coffee does not entitle you to:

Editorial control over questions or content;
A guarantee that the interview will be published, or remain published;
Removal of legitimate critical questions or follow-up.

7.3 Fast-track fee

The Buy Me a Coffee fast-track tier secures prioritised review of your booking request — it does not pre-purchase a positive review or favourable framing. If we decline to proceed for editorial reasons, we will refund the fast-track fee (less any processing fees imposed by Buy Me a Coffee where non-recoverable).

7.4 Recording and publication

By participating in an interview you consent to recording and to publication of the interview across the channels we ordinarily publish to (including YouTube, podcast platforms, and social media). You assign us a non-exclusive, perpetual, royalty-free licence to use, edit, distribute, and promote the interview content. You retain the right to use your own performance for your own purposes.

8. Courses and educational content

Courses and educational content are provided for general informational and educational purposes only and do not constitute financial, investment, legal, tax, or other professional advice.

8.1 Access

Where courses are sold for a fee, access is granted on the terms disclosed at the time of purchase (single-user licence, time-limited or perpetual access as stated).

8.2 No transfer or sharing

You may not share, resell, sublicense, or publicly redistribute course materials. Each licence is granted to a single individual unless otherwise stated.

8.3 Refunds

Course refunds, where offered, are governed by the refund policy disclosed at the point of sale. Your statutory rights under the Australian Consumer Law are not affected — see Section 14 below.

9. Merch shop

Merch is sold subject to the following:

Prices, shipping availability, and timeframes are as disclosed at checkout.
Title and risk in the goods pass to you on dispatch.
Returns and refunds are governed by the merch shop’s refund policy and your rights under the Australian Consumer Law.
Customs duties or import taxes for international orders are your responsibility unless expressly stated otherwise.

10. Wallet connect, on-chain interactions, and crypto disclaimers

10.1 Non-custodial

We do not custody, control, or have access to your wallet, seed phrase, private keys, or funds. All wallet interactions are signed and broadcast by you.

10.2 Public blockchain

Cardano is a public, permissionless, pseudonymous blockchain. Any transaction you sign and broadcast is public, permanent, and irreversible. You should not transact if you do not understand this.

10.3 No financial advice

Nothing in the Services — including podcast content, newsletter content, interviews, blog posts, course material, social posts, governance commentary (including in Peter Bui’s capacity as a DRep or Cardano Ambassador), or bounty descriptions — constitutes financial product advice, investment advice, legal advice, or tax advice. Content is for general informational and educational purposes only.

Cryptocurrencies and digital assets are highly volatile and you may lose some or all of the value of any assets you hold or transact with. You should obtain independent professional advice before making any financial decisions.

10.4 Third-party wallets and tools

Wallet providers (e.g. Eternl, Typhon, Lace, Nami, Yoroi), block explorers, and on-chain tools are operated by third parties under their own terms. We are not responsible for their performance, security, or availability.

10.5 Stake pool delegation

Information about the ADAOZ stake pool is provided for transparency. Delegating to ADAOZ is your independent decision; rewards are determined by the Cardano protocol and are not guaranteed.

10.6 Governance role

Peter Bui acts as a Cardano DRep and Cardano Ambassador, and serves in roles within ecosystem organisations such as the Cardano Content Creator Consortium (C4) and the Midnight Ambassador program. Views expressed in those roles are personal and do not constitute advice. Voting decisions, DRep activity, and ambassador commentary are made independently of, and do not bind, users of the Services.

11. Intellectual property

11.1 Our IP

All content on the Services — including the Learn Cardano name and logo, the ADAOZ name and logo, the Learn Cardano Podcast, course materials, written content, images, audio, video, software, and the design and layout of the Services — is owned by us or our licensors and is protected by Australian and international intellectual property laws.

11.2 Limited licence to you

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Services for personal, non-commercial purposes.

11.3 What you may not do

You may not, except as expressly permitted:

Copy, reproduce, republish, distribute, or publicly display Service content;
Modify, translate, adapt, or create derivative works of the Services;
Use the Services for commercial purposes (including resale or redistribution);
Remove or alter any copyright, trademark, or proprietary notice;
Use the Learn Cardano or ADAOZ name, logo, or branding without prior written consent.

11.4 Open-source content

Where any Service component or content is made available under an open-source licence (for example, content in the LearnCardano knowledge base), the terms of that open-source licence apply to that component.

11.5 Embedded third-party content

The Services link to and embed content from third parties (YouTube, X, Spotify, etc.). That content is the property of its respective owners and is subject to the terms of the relevant third-party platform.

12. Copyright complaints

If you believe content on the Services infringes your copyright, please email [email protected] with:

Your contact details;
A description of the copyrighted work you claim has been infringed;
The URL or location of the allegedly infringing material;
A statement that you have a good-faith belief that the use is not authorised by the copyright owner, its agent, or the law;
A statement, under penalty of perjury, that the information is accurate and that you are the copyright owner or authorised to act on their behalf.

We will investigate and respond in accordance with applicable law.

13. Third-party services

The Services rely on, link to, or integrate with third-party platforms — including YouTube, X, Discord, Spotify, Apple Podcasts, iHeart Radio, Spreaker, Facebook, GitHub, Buy Me a Coffee, payment processors, Blockfrost, Pinata/IPFS, wallet providers, and others. We are not responsible for the availability, content, or practices of any third party. Your use of third-party services is governed by their own terms and privacy policies.

14. Disclaimers and Australian Consumer Law

14.1 To the extent permitted by law

Except as required by law, the Services are provided “as is” and “as available“, without warranties of any kind, whether express, implied, statutory, or otherwise — including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, or uninterrupted operation.

We do not warrant that:

The Services will be uninterrupted, error-free, or secure;
Defects will be corrected;
Any content (including bounty descriptions, interview content, course materials, or governance commentary) is accurate, complete, or current;
The Services are free of viruses or other harmful components.

14.2 Australian Consumer Law

Nothing in these Terms is intended to exclude, restrict, or modify any consumer guarantees, rights, or remedies under the Australian Consumer Law (Schedule 2 to the Competition and Consumer Act 2010 (Cth)) or other applicable consumer protection laws that cannot lawfully be excluded.

Where our liability cannot be excluded but can be limited, our liability is, to the extent permitted by law, limited at our option to:

Re-supplying the goods or services; or
Paying the cost of having the goods or services re-supplied.

15. Limitation of liability

To the maximum extent permitted by law:

We will not be liable for any indirect, incidental, special, consequential, or exemplary damages, including loss of profits, revenue, data, goodwill, or other intangible losses.
We will not be liable for any loss of cryptocurrency, digital assets, or wallet funds, including losses arising from your interaction with smart contracts, third-party wallets, scams, phishing, blockchain forks, or transaction errors.
Our total aggregate liability to you for all claims arising out of or in connection with the Services in any 12-month period is limited to the greater of (a) AUD $100 or (b) the amount you paid us during that 12-month period for the specific Service giving rise to the claim.

These limitations apply regardless of the legal basis of the claim and even if we have been advised of the possibility of such damages, but do not limit any liability that cannot lawfully be excluded or limited (including under the Australian Consumer Law).

16. Indemnity

You agree to indemnify, defend, and hold harmless Peter Bui, PBWebDev, and our affiliates, contractors, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

Your use of the Services;
Your User Content;
Your breach of these Terms or applicable law;
Your violation of any third-party right.

17. Termination

We may suspend or terminate your access to all or part of the Services at any time, with or without notice, if we reasonably believe you have breached these Terms or applicable law, or if continued provision of the Services to you presents a risk to us or to others.

You may stop using the Services at any time. Termination does not affect any rights or obligations that have accrued before termination, including payment obligations and the licences you have granted in your User Content.

Sections 5.2 (Licence), 10 (Crypto disclaimers), 11 (IP), 14 (Disclaimers), 15 (Liability), 16 (Indemnity), 19 (Governing law), and any other terms that by their nature should survive will continue after termination.

18. Changes to these Terms

We may update these Terms from time to time. The “Last updated” date at the top will reflect any changes. Material changes will be communicated by reasonable means (such as a website notice or email). Continued use of the Services after changes take effect constitutes acceptance of the updated Terms.

19. Governing law and jurisdiction

These Terms are governed by the laws of Australia and the State of Queensland. You and we submit to the non-exclusive jurisdiction of the courts of Queensland, Australia (and the relevant Australian federal courts) in respect of any dispute arising out of or in connection with these Terms or the Services.

20. General

Severability: If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force.
No waiver: Our failure to enforce any right or provision is not a waiver of that right or provision.
Assignment: You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.
Entire agreement: These Terms, together with our Privacy Policy and any additional terms applicable to specific Services, constitute the entire agreement between you and us in respect of the Services.
No agency: Nothing in these Terms creates a partnership, joint venture, agency, or employment relationship.
Force majeure: We are not liable for delays or failures caused by events beyond our reasonable control, including internet outages, blockchain outages, acts of God, government action, or industrial disputes.

21. Contact

For questions about these Terms:

General: learncardano.io/contact
Legal and IP matters: legal at learncardano.io
Privacy: privacy at learncardano.io
Copyright complaints: copyright at learncardano.io